WooHoo! I never thought I'd be excited to receive my Medicare Card in the mail but I surely am, as I have been denied coverage for the past 7 years due to an existing condition and paying out of pocket has caused me some financial distress. Lesson learned...always check what a medical office is coding your condition to an insurance company because it determines whether other insurance companies will accept you or not in the future......of course, this does not apply to Medicare but it was my problem for a very long time, so I welcome Medicare with open arms...not that I wish to be older!
Well, since we all are about the same age, most of us have already gone through the process in the decision making and so many questions that need answers has put us all in a position to research from several perspective companies regarding supplements and/or ask friends who have already gone through the process for some advice. Word of mouth is always the best!
Well, after I have absorbed an enormous amount of information....now the individual decisions are necessary to examine my personal needs and preferences. So much information.....too many options.....so confusing!
HMO or PPO, selecting Primary Care Doctor, Part A, Part B, Part D...yikes!
But, the best part is I will have health insurance again!
How are you all doing going through this process? Any advice? Any problems? what companies do you think is more beneficial than others? I know each county is different in all states. We should all be treated the same regarding Medicare but I guess we are not.
Well, since we all are about the same age, most of us have already gone through the process in the decision making and so many questions that need answers has put us all in a position to research from several perspective companies regarding supplements and/or ask friends who have already gone through the process for some advice. Word of mouth is always the best!
Well, after I have absorbed an enormous amount of information....now the individual decisions are necessary to examine my personal needs and preferences. So much information.....too many options.....so confusing!
HMO or PPO, selecting Primary Care Doctor, Part A, Part B, Part D...yikes!But, the best part is I will have health insurance again!
How are you all doing going through this process? Any advice? Any problems? what companies do you think is more beneficial than others? I know each county is different in all states. We should all be treated the same regarding Medicare but I guess we are not.
So far, in the State of Florida, Humana Gold Plus is the number one supplement provider that my friends here like the best and I'm leaning towards this option. I'm checking AARP and BlueCross as well.
Wow, can you believe we are all 65 years old or will be soon? Where did all the years go? Oh, take me back to the days of Revere High!!!!!!!!!!!! LOL
Oh my....so much research...so many options....decisions, decisions!
ReplyDeleteROSE, GOOD TO HEAR FROM YOU, I'M TRYING TO FIGURE OUT "FACEBOOK" HAVING A PROBLEM--NOT A COMPUTER GEEK YET!!!!IT HAS BEEN A VERY LONG SUMMER- HAD DISC PROBLEMS SINCE JUNE SO LOOKING FORWARD TO FALL. MY FAVORITE SEASON OF THE YEAR. HOPE ALL IS WELL WITH YOU.
ReplyDeleteLOVE LINDA L.
What should be a very simple process is not. I will be finding this out too very very soon. I don't even know where to begin ! I think I will need an interpeter to help me understand what is what is what is what !!!!
ReplyDeleteDora,
ReplyDeleteThe best thing to do is also ask your friends and neighbors that are already retired along with researching on the computer.
It was time consuming but you should start looking now as I'm not eligibe until January but once you get your Medicare card in the mail you can then contact all the insurance companies that offer Medicare plans.
Every County in every State is different. Should be the same across the board but it is not.
Hugs,Rose
I'm still working and still have good health insurance but have no clue what I'll need when I retire. And I just got a thing in the mail telling me that I need to fill out part D within a month after my 65th or I'll have to pay a higher percentage later for prescriptions. With my insurance I get all my 'scrips for $3.00 each but what will I do after retirement!!! One of my b.p. 'scrips will cost almost $400. for a month's supply.
ReplyDeleteRuthie,
ReplyDeleteMy girlfriend continued to work after the age of 65 and refused the Medicare at the time because she had good coverage with her job.
When she stopped working recently, Medicare only requested proof that she had insurance from the time she turned 65 and refused Medicare then. Her boss gave her a letter to confirm that. If you get that letter of proof of insurance, you will not receive a penalty for not applying sooner so don't worry.
Call them on the phone to verify this as it seems all states are different but my friend just had to face that same issue.
Hugs, Rose